[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.imatorino.cz\/ne-kazdou-pujcku-dostaneme\/#Article","mainEntityOfPage":"https:\/\/www.imatorino.cz\/ne-kazdou-pujcku-dostaneme\/","headline":"Ne ka\u017edou p\u016fj\u010dku dostaneme","name":"Ne ka\u017edou p\u016fj\u010dku dostaneme","description":"V \u017eivot\u011b bychom m\u011bli b\u00fdt p\u0159ipraveni na ledacos. V\u010detn\u011b toho, co n\u00e1m nen\u00ed p\u0159\u00edjemn\u00e9 a \u010demu bychom se ur\u010dit\u011b rad\u011bji <span class=\"more-text\">&hellip;<\/span>","datePublished":"2026-05-07","dateModified":"2026-05-07","author":{"@type":"Person","@id":"https:\/\/www.imatorino.cz\/author\/#Person","name":"imatorino.cz\n","url":"https:\/\/www.imatorino.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4a857923b487546550539169ba61d16e7910c692fb61fb4681a6882b9bc918c0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4a857923b487546550539169ba61d16e7910c692fb61fb4681a6882b9bc918c0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"imatorino.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.imatorino.cz\/wp-content\/uploads\/ppppppppppppppppppppppp_10_10_10_10_8.jpg","url":"https:\/\/www.imatorino.cz\/wp-content\/uploads\/ppppppppppppppppppppppp_10_10_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.imatorino.cz\/ne-kazdou-pujcku-dostaneme\/","about":["N\u00e1kupy"],"wordCount":439,"articleBody":"       V \u017eivot\u011b bychom m\u011bli b\u00fdt p\u0159ipraveni na ledacos. V\u010detn\u011b toho, co n\u00e1m nen\u00ed p\u0159\u00edjemn\u00e9 a \u010demu bychom se ur\u010dit\u011b rad\u011bji vyhnuli. T\u0159eba i na to, \u017ee n\u00e1s n\u011bkdy m\u016f\u017ee postihnout nedostatek finan\u010dn\u00edch prost\u0159edk\u016f a m\u016f\u017eeme se tak ocitnout v situaci, kdy nebudeme schopni zaplatit za v\u0161echno, za co bychom spr\u00e1vn\u011b zaplatit m\u011bli. Co\u017e ov\u0161em neznamen\u00e1, \u017ee bychom m\u011bli b\u00fdt p\u0159ipraveni na nevyhnuteln\u00e9 str\u00e1d\u00e1n\u00ed. Proto\u017ee ani p\u0159i nedostatku vlastn\u00edch pen\u011bz nemus\u00edme m\u00edt nezvladateln\u00e9 probl\u00e9my. Pokud v\u00edme, jak na to.A v\u00edte, jak na to? V\u00edte, co si po\u010d\u00edt, pokud na tom budete n\u011bkdy bled\u011b, co se va\u0161ich finan\u010dn\u00edch mo\u017enost\u00ed t\u00fdk\u00e1? Nejsp\u00ed\u0161e to tu\u0161\u00edte. Kdy\u017e je pen\u011bz m\u00e1lo, d\u00e1 se to zvl\u00e1dnout t\u0159eba i s pomoc\u00ed p\u016fj\u010dky. Jen\u017ee takov\u00e1 p\u016fj\u010dka tak\u00e9 nemus\u00ed b\u00fdt jednoduch\u00e9 \u0159e\u0161en\u00ed. M\u016f\u017eeme o ni sice po\u017e\u00e1dat, dostat ji, \u017e\u00edt d\u00edky n\u00ed i nad\u00e1le slu\u0161n\u011b a pozd\u011bji ji splatit, jen\u017ee tomu tak\u00e9 nemus\u00ed b\u00fdt pr\u00e1v\u011b tak. M\u016f\u017ee doj\u00edt i k tomu, \u017ee sice o n\u011bjakou zaj\u00edmavou p\u016fj\u010dku po\u017e\u00e1d\u00e1me, ale nedostaneme ji. Ne proto, \u017ee bychom nena\u0161li nikoho, kdo by n\u00e1m ji mohl d\u00e1t, ale proto, \u017ee se finan\u010dn\u00ed \u00fastavy \u010dasto zdr\u00e1haj\u00ed lidem jenom tak p\u016fj\u010dku d\u00e1t. Nap\u0159ed vy\u017eaduj\u00ed dostate\u010dn\u00e9 z\u00e1ruky spl\u00e1cen\u00ed, a teprve pot\u00e9, co \u017eadatel vyhovuje kladen\u00fdm po\u017eadavk\u016fm, se d\u00e1 se z\u00edsk\u00e1n\u00edm p\u016fj\u010dky po\u010d\u00edtat.Kdy\u017e ale m\u00e1 n\u011bkdo nedostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy nebo z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, jen tak n\u011bkde neusp\u011bje. V bank\u00e1ch je odm\u00edt\u00e1n. A pokud tedy p\u016fj\u010dku pot\u0159ebuje, mus\u00ed se obr\u00e1tit na n\u011bkoho jin\u00e9ho. A kdo krom\u011b bank je\u0161t\u011b zb\u00fdv\u00e1? P\u0159ece nebankovn\u00ed sektor. Lid\u00e9, kter\u00fdm v bance nevyhov\u00ed, mohou dostat nebankovn\u00ed hypot\u00e9ku. A to d\u00edky tomu, \u017ee se za ni ru\u010d\u00ed z\u00e1stavou nemovitosti. A d\u00edky tomu se tu nehled\u00ed na p\u0159\u00edpadn\u00e9 nedostatky, kter\u00e9 \u017eadatel\u00e9 maj\u00ed. A to je pro mnoh\u00e9 lidi v\u00fdhodn\u00e9.Jak se m\u00e1me? Na tom u nebankovn\u00edch hypot\u00e9k moc nesejde. Hlavn\u011b je t\u0159eba m\u00edt na spl\u00e1cen\u00ed a ru\u010dit nemovitost\u00ed a to ostatn\u00ed u\u017e nen\u00ed probl\u00e9m.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ne ka\u017edou p\u016fj\u010dku dostaneme","item":"https:\/\/www.imatorino.cz\/ne-kazdou-pujcku-dostaneme\/#breadcrumbitem"}]}]